Professor, and Sammons Group Director of the School of Actuarial Science and Risk Management, and EMC Insurance Center Director
Gardner holds the rank of Professor, and serves as department chair, Sammons Group Director of the School of Actuarial Science and Risk Management, and the EMC Insurance Center Director. She teaches courses in Statistics, Risk Management and Insurance, and soon, Actuarial Science. Both her teaching and advising activities have earned college-level recognition at different points in her career.
Dr. Gardner’s research record includes authoring or co-authoring peer-reviewed publications appearing in the Journal of Banking and Finance, the Journal of Risk and Insurance, the Journal of Insurance Regulation, Risk Management and Insurance Review, Financial Education, and CPCU Journal/e-Journal, on a wide variety of risk-related topics. Some of her more applied work has appeared in Best’s Review. Research honors include awards from the Casualty Actuarial Society Climate Change Committee (2014), the CPCU Society (1996, 1998, 2000, 2001), and State Farm Companies Foundation (1992). She is currently co-authoring an interactive, online statistics textbook intended for undergraduate college student use. Other current research interests also include climate change, sampling problems with health insurance claims audits, insurance mechanisms that combine risk-sharing and ownership, and the fate of Co-operatives under the Affordable Care Act.
Professor Gardner’s Drake connections have truly helped share her career for the better, not just as a faculty member, but also many years ago as a student. Gardner’s first exposure to the fields of Actuarial Science and Risk Management came when she was an MBA student working under Dr. Ellen Thrower at what was then Drake University’s Insurance Center. After earning her MBA, she pursued a doctorate at Georgia State University, where Drake Actuarial Science alum Dr. Bruce Palmer was her Professor and Doctoral Coordinator.